Take-Home Pay by State, 2026
Every US state at eight salary levels, after 2026 federal tax, state tax and FICA. Single filer, no pre-tax contributions. One table, one CSV, one engine — so the numbers match to the dollar.
On a $100,000 salary, the best state keeps $79,180 and the worst keeps $72,180 — a $7,000 difference for identical gross pay. Nine states charge no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
Get the CSV
51 rows × 8 salary levels, plus the state tax model, state tax on $100,000 and the effective total tax rate. Free to use with attribution (CC BY 4.0).
All 51 states ranked by take-home pay
Single filer, no pre-tax contributions, 2026 federal brackets and standard deduction ($16,100), SS wage base $184,500. State models: exact-zero, flat published rate, or labelled progressive/planning estimate — see the model column.
| State | State tax model | Keeps on $75,000 | Keeps on $100,000 | State tax on $100k | Effective total tax rate | Rank |
|---|---|---|---|---|---|---|
| Alaska | none | $61,592 | $79,180 | $0 | 20.8% | #1 |
| Florida | none | $61,592 | $79,180 | $0 | 20.8% | #2 |
| Nevada | none | $61,592 | $79,180 | $0 | 20.8% | #3 |
| New Hampshire | none | $61,592 | $79,180 | $0 | 20.8% | #4 |
| South Dakota | none | $61,592 | $79,180 | $0 | 20.8% | #5 |
| Tennessee | none | $61,592 | $79,180 | $0 | 20.8% | #6 |
| Texas | none | $61,592 | $79,180 | $0 | 20.8% | #7 |
| Washington | none | $61,592 | $79,180 | $0 | 20.8% | #8 |
| Wyoming | none | $61,592 | $79,180 | $0 | 20.8% | #9 |
| Arizona | flat 2.50% | $59,717 | $76,680 | $2,500 | 23.3% | #10 |
| North Dakota | flat 2.90% | $59,417 | $76,280 | $2,900 | 23.7% | #11 |
| Louisiana | flat 3.00% | $59,342 | $76,180 | $3,000 | 23.8% | #12 |
| Ohio | estimate | $59,342 | $76,180 | $3,000 | 23.8% | #13 |
| Indiana | flat 3.05% | $59,304 | $76,130 | $3,050 | 23.9% | #14 |
| Pennsylvania | flat 3.07% | $59,289 | $76,110 | $3,070 | 23.9% | #15 |
| Iowa | flat 3.80% | $58,742 | $75,380 | $3,800 | 24.6% | #16 |
| Kentucky | flat 4.00% | $58,592 | $75,180 | $4,000 | 24.8% | #17 |
| Michigan | flat 4.25% | $58,404 | $74,930 | $4,250 | 25.1% | #18 |
| North Carolina | flat 4.25% | $58,404 | $74,930 | $4,250 | 25.1% | #19 |
| Arkansas | estimate | $58,292 | $74,780 | $4,400 | 25.2% | #20 |
| Colorado | flat 4.40% | $58,292 | $74,780 | $4,400 | 25.2% | #21 |
| Delaware | estimate | $58,217 | $74,680 | $4,500 | 25.3% | #22 |
| Kansas | estimate | $58,217 | $74,680 | $4,500 | 25.3% | #23 |
| Virginia | estimate | $58,217 | $74,680 | $4,500 | 25.3% | #24 |
| Utah | flat 4.55% | $58,179 | $74,630 | $4,550 | 25.4% | #25 |
| Mississippi | flat 4.70% | $58,067 | $74,480 | $4,700 | 25.5% | #26 |
| Oklahoma | flat 4.75% | $58,029 | $74,430 | $4,750 | 25.6% | #27 |
| Missouri | flat 4.80% | $57,992 | $74,380 | $4,800 | 25.6% | #28 |
| West Virginia | flat 4.82% | $57,977 | $74,360 | $4,820 | 25.6% | #29 |
| New Mexico | estimate | $57,917 | $74,280 | $4,900 | 25.7% | #30 |
| Illinois | flat 4.95% | $57,879 | $74,230 | $4,950 | 25.8% | #31 |
| New York | ny-prog | $58,072 | $74,228 | $4,952 | 25.8% | #32 |
| Alabama | estimate | $57,842 | $74,180 | $5,000 | 25.8% | #33 |
| Connecticut | estimate | $57,842 | $74,180 | $5,000 | 25.8% | #34 |
| Maryland | estimate | $57,842 | $74,180 | $5,000 | 25.8% | #35 |
| Massachusetts | flat 5.00% | $57,842 | $74,180 | $5,000 | 25.8% | #36 |
| Rhode Island | estimate | $57,842 | $74,180 | $5,000 | 25.8% | #37 |
| Wisconsin | estimate | $57,842 | $74,180 | $5,000 | 25.8% | #38 |
| Georgia | flat 5.19% | $57,699 | $73,990 | $5,190 | 26% | #39 |
| Nebraska | estimate | $57,692 | $73,980 | $5,200 | 26% | #40 |
| California | ca-prog | $58,561 | $73,836 | $5,344 | 26.2% | #41 |
| Maine | estimate | $57,467 | $73,680 | $5,500 | 26.3% | #42 |
| New Jersey | estimate | $57,467 | $73,680 | $5,500 | 26.3% | #43 |
| Idaho | flat 5.70% | $57,321 | $73,485 | $5,695 | 26.5% | #44 |
| Montana | flat 5.90% | $57,167 | $73,280 | $5,900 | 26.7% | #45 |
| Hawaii | estimate | $57,092 | $73,180 | $6,000 | 26.8% | #46 |
| Minnesota | estimate | $57,092 | $73,180 | $6,000 | 26.8% | #47 |
| South Carolina | flat 6.00% | $57,092 | $73,180 | $6,000 | 26.8% | #48 |
| Vermont | estimate | $57,092 | $73,180 | $6,000 | 26.8% | #49 |
| District of Columbia | estimate | $56,717 | $72,680 | $6,500 | 27.3% | #50 |
| Oregon | estimate | $56,342 | $72,180 | $7,000 | 27.8% | #51 |
Use this data in your article
Copy this line — it keeps the source honest and gives your readers the working calculator:
Source: AfterTaxLab, "Take-Home Pay by State 2026" (https://www.aftertaxlab.com/take-home-pay-by-state-2026) — 2026 federal, state and FICA rules, single filer.
Journalists and bloggers: happy to add a city or salary cut on request. Everything here is generated by the same engine as our public calculator, so you can verify any row in seconds.
What is exact and what is estimated
- Federal: 2026 brackets and standard deduction ($16,100 single) — published IRS figures.
- FICA: Social Security 6.2% up to $184,500, Medicare 1.45% (2026).
- State: exact-zero for the nine no-income-tax states, published flat rates for flat-tax states, simplified progressive models for California and New York, and a labelled planning estimate for the rest.
- Excluded: city and local taxes (e.g. NYC), credits, itemized deductions, pre-tax contributions, self-employment tax.
Estimates for planning and research only — not tax advice. Data generation date: 19 Sep 2026. Full methodology.