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Open dataset · 2026 rules · free to cite

Take-Home Pay by State, 2026

Every US state at eight salary levels, after 2026 federal tax, state tax and FICA. Single filer, no pre-tax contributions. One table, one CSV, one engine — so the numbers match to the dollar.

Best state on $100k
$79,180
Alaska · keeps 20.8% of gross is taxed
Worst state on $100k
$72,180
Oregon
Gap for the same job
$7,000
a year, just by moving state
States with no income tax
9
top of the table
📊
The headline finding

On a $100,000 salary, the best state keeps $79,180 and the worst keeps $72,180 — a $7,000 difference for identical gross pay. Nine states charge no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.

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Get the CSV

51 rows × 8 salary levels, plus the state tax model, state tax on $100,000 and the effective total tax rate. Free to use with attribution (CC BY 4.0).

Full table

All 51 states ranked by take-home pay

Single filer, no pre-tax contributions, 2026 federal brackets and standard deduction ($16,100), SS wage base $184,500. State models: exact-zero, flat published rate, or labelled progressive/planning estimate — see the model column.

StateState tax modelKeeps on $75,000Keeps on $100,000State tax on $100kEffective total tax rateRank
Alaskanone$61,592$79,180$020.8%#1
Floridanone$61,592$79,180$020.8%#2
Nevadanone$61,592$79,180$020.8%#3
New Hampshirenone$61,592$79,180$020.8%#4
South Dakotanone$61,592$79,180$020.8%#5
Tennesseenone$61,592$79,180$020.8%#6
Texasnone$61,592$79,180$020.8%#7
Washingtonnone$61,592$79,180$020.8%#8
Wyomingnone$61,592$79,180$020.8%#9
Arizonaflat 2.50%$59,717$76,680$2,50023.3%#10
North Dakotaflat 2.90%$59,417$76,280$2,90023.7%#11
Louisianaflat 3.00%$59,342$76,180$3,00023.8%#12
Ohioestimate$59,342$76,180$3,00023.8%#13
Indianaflat 3.05%$59,304$76,130$3,05023.9%#14
Pennsylvaniaflat 3.07%$59,289$76,110$3,07023.9%#15
Iowaflat 3.80%$58,742$75,380$3,80024.6%#16
Kentuckyflat 4.00%$58,592$75,180$4,00024.8%#17
Michiganflat 4.25%$58,404$74,930$4,25025.1%#18
North Carolinaflat 4.25%$58,404$74,930$4,25025.1%#19
Arkansasestimate$58,292$74,780$4,40025.2%#20
Coloradoflat 4.40%$58,292$74,780$4,40025.2%#21
Delawareestimate$58,217$74,680$4,50025.3%#22
Kansasestimate$58,217$74,680$4,50025.3%#23
Virginiaestimate$58,217$74,680$4,50025.3%#24
Utahflat 4.55%$58,179$74,630$4,55025.4%#25
Mississippiflat 4.70%$58,067$74,480$4,70025.5%#26
Oklahomaflat 4.75%$58,029$74,430$4,75025.6%#27
Missouriflat 4.80%$57,992$74,380$4,80025.6%#28
West Virginiaflat 4.82%$57,977$74,360$4,82025.6%#29
New Mexicoestimate$57,917$74,280$4,90025.7%#30
Illinoisflat 4.95%$57,879$74,230$4,95025.8%#31
New Yorkny-prog$58,072$74,228$4,95225.8%#32
Alabamaestimate$57,842$74,180$5,00025.8%#33
Connecticutestimate$57,842$74,180$5,00025.8%#34
Marylandestimate$57,842$74,180$5,00025.8%#35
Massachusettsflat 5.00%$57,842$74,180$5,00025.8%#36
Rhode Islandestimate$57,842$74,180$5,00025.8%#37
Wisconsinestimate$57,842$74,180$5,00025.8%#38
Georgiaflat 5.19%$57,699$73,990$5,19026%#39
Nebraskaestimate$57,692$73,980$5,20026%#40
Californiaca-prog$58,561$73,836$5,34426.2%#41
Maineestimate$57,467$73,680$5,50026.3%#42
New Jerseyestimate$57,467$73,680$5,50026.3%#43
Idahoflat 5.70%$57,321$73,485$5,69526.5%#44
Montanaflat 5.90%$57,167$73,280$5,90026.7%#45
Hawaiiestimate$57,092$73,180$6,00026.8%#46
Minnesotaestimate$57,092$73,180$6,00026.8%#47
South Carolinaflat 6.00%$57,092$73,180$6,00026.8%#48
Vermontestimate$57,092$73,180$6,00026.8%#49
District of Columbiaestimate$56,717$72,680$6,50027.3%#50
Oregonestimate$56,342$72,180$7,00027.8%#51
How to cite

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Copy this line — it keeps the source honest and gives your readers the working calculator:

Source: AfterTaxLab, "Take-Home Pay by State 2026" (https://www.aftertaxlab.com/take-home-pay-by-state-2026) — 2026 federal, state and FICA rules, single filer.

Journalists and bloggers: happy to add a city or salary cut on request. Everything here is generated by the same engine as our public calculator, so you can verify any row in seconds.

Method & limits

What is exact and what is estimated

  • Federal: 2026 brackets and standard deduction ($16,100 single) — published IRS figures.
  • FICA: Social Security 6.2% up to $184,500, Medicare 1.45% (2026).
  • State: exact-zero for the nine no-income-tax states, published flat rates for flat-tax states, simplified progressive models for California and New York, and a labelled planning estimate for the rest.
  • Excluded: city and local taxes (e.g. NYC), credits, itemized deductions, pre-tax contributions, self-employment tax.

Estimates for planning and research only — not tax advice. Data generation date: 19 Sep 2026. Full methodology.

Sources & method

Figures on this page are planning estimates built from published IRS tables and state agency rates; they are not tax advice. How we build and check these estimates · Edited by: · Last updated: 2026-11-09