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51 states & DC · 2026 tax year

Take-home pay in every state

Changing state? Relocation comparisons show the net-pay and rent difference. Working backwards instead? Required salary by state shows the gross pay a target take-home needs in all 51 states.

On a $100,000 single-filer salary, take-home ranges from $72,180 in Oregon to $79,180 in Wyoming — a $7,000 difference for the same gross pay. Below: the interactive map, the full ranking, and the salary-to-net curve for each state.

Engine: 2026 federal + FICA + state Range on $100k: $72,180 (OR) – $79,180 (WY) 9 states with no income tax
lower effective taxhigher effective tax
👆 Hover a state for its numbers — click to select it and see the detail here.
Lowest effective tax on $100k
Highest effective tax on $100k

Lowest-tax states: what $100,000 keeps

Net take-home after federal, FICA and state tax.

Salary → net curve

Pick a state and see what each salary step keeps.

All 51 states, ranked

Click a column to sort. Every figure is computed on a $100,000 single-filer salary.

State Net on $100k Tax paid Effective rate Rank
Alaska $79,180 $0 20.8% #1
Florida $79,180 $0 20.8% #2
Nevada $79,180 $0 20.8% #3
New Hampshire $79,180 $0 20.8% #4
South Dakota $79,180 $0 20.8% #5
Tennessee $79,180 $0 20.8% #6
Texas $79,180 $0 20.8% #7
Washington $79,180 $0 20.8% #8
Wyoming $79,180 $0 20.8% #9
Arizona $76,680 $2,500 23.3% #10
North Dakota $76,280 $2,900 23.7% #11
Louisiana $76,180 $3,000 23.8% #12
Ohio $76,180 $3,000 23.8% #13
Indiana $76,130 $3,050 23.9% #14
Pennsylvania $76,110 $3,070 23.9% #15
Iowa $75,380 $3,800 24.6% #16
Kentucky $75,180 $4,000 24.8% #17
Michigan $74,930 $4,250 25.1% #18
North Carolina $74,930 $4,250 25.1% #19
Arkansas $74,780 $4,400 25.2% #20
Colorado $74,780 $4,400 25.2% #21
Delaware $74,680 $4,500 25.3% #22
Kansas $74,680 $4,500 25.3% #23
Virginia $74,680 $4,500 25.3% #24
Utah $74,630 $4,550 25.4% #25
Mississippi $74,480 $4,700 25.5% #26
Oklahoma $74,430 $4,750 25.6% #27
Missouri $74,380 $4,800 25.6% #28
West Virginia $74,360 $4,820 25.6% #29
New Mexico $74,280 $4,900 25.7% #30
Illinois $74,230 $4,950 25.8% #31
New York $74,228 $4,952 25.8% #32
Alabama $74,180 $5,000 25.8% #33
Connecticut $74,180 $5,000 25.8% #34
Maryland $74,180 $5,000 25.8% #35
Massachusetts $74,180 $5,000 25.8% #36
Rhode Island $74,180 $5,000 25.8% #37
Wisconsin $74,180 $5,000 25.8% #38
Georgia $73,990 $5,190 26.0% #39
Nebraska $73,980 $5,200 26.0% #40
California $73,836 $5,344 26.2% #41
Maine $73,680 $5,500 26.3% #42
New Jersey $73,680 $5,500 26.3% #43
Idaho $73,485 $5,695 26.5% #44
Montana $73,280 $5,900 26.7% #45
Hawaii $73,180 $6,000 26.8% #46
Minnesota $73,180 $6,000 26.8% #47
South Carolina $73,180 $6,000 26.8% #48
Vermont $73,180 $6,000 26.8% #49
District of Columbia $72,680 $6,500 27.3% #50
Oregon $72,180 $7,000 27.8% #51

State by state

Each card opens the full breakdown: paycheck, monthly net, tax split and comparison against neighbouring states.

Alaska

No state tax
$79,180
net on $100,000 · tax paid $0

Florida

No state tax
$79,180
net on $100,000 · tax paid $0

Nevada

No state tax
$79,180
net on $100,000 · tax paid $0

New Hampshire

No state tax
$79,180
net on $100,000 · tax paid $0

South Dakota

No state tax
$79,180
net on $100,000 · tax paid $0

Tennessee

No state tax
$79,180
net on $100,000 · tax paid $0

Texas

No state tax
$79,180
net on $100,000 · tax paid $0

Washington

No state tax
$79,180
net on $100,000 · tax paid $0

Wyoming

No state tax
$79,180
net on $100,000 · tax paid $0

Arizona

23.3% effective
$76,680
net on $100,000 · tax paid $2,500

North Dakota

23.7% effective
$76,280
net on $100,000 · tax paid $2,900

Louisiana

23.8% effective
$76,180
net on $100,000 · tax paid $3,000

Ohio

23.8% effective
$76,180
net on $100,000 · tax paid $3,000

Indiana

23.9% effective
$76,130
net on $100,000 · tax paid $3,050

Pennsylvania

23.9% effective
$76,110
net on $100,000 · tax paid $3,070

Iowa

24.6% effective
$75,380
net on $100,000 · tax paid $3,800

Kentucky

24.8% effective
$75,180
net on $100,000 · tax paid $4,000

Michigan

25.1% effective
$74,930
net on $100,000 · tax paid $4,250

North Carolina

25.1% effective
$74,930
net on $100,000 · tax paid $4,250

Arkansas

25.2% effective
$74,780
net on $100,000 · tax paid $4,400

Colorado

25.2% effective
$74,780
net on $100,000 · tax paid $4,400

Delaware

25.3% effective
$74,680
net on $100,000 · tax paid $4,500

Kansas

25.3% effective
$74,680
net on $100,000 · tax paid $4,500

Virginia

25.3% effective
$74,680
net on $100,000 · tax paid $4,500

Utah

25.4% effective
$74,630
net on $100,000 · tax paid $4,550

Mississippi

25.5% effective
$74,480
net on $100,000 · tax paid $4,700

Oklahoma

25.6% effective
$74,430
net on $100,000 · tax paid $4,750

Missouri

25.6% effective
$74,380
net on $100,000 · tax paid $4,800

West Virginia

25.6% effective
$74,360
net on $100,000 · tax paid $4,820

New Mexico

25.7% effective
$74,280
net on $100,000 · tax paid $4,900

Illinois

25.8% effective
$74,230
net on $100,000 · tax paid $4,950

New York

25.8% effective
$74,228
net on $100,000 · tax paid $4,952

Alabama

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Connecticut

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Maryland

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Massachusetts

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Rhode Island

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Wisconsin

25.8% effective
$74,180
net on $100,000 · tax paid $5,000

Georgia

26.0% effective
$73,990
net on $100,000 · tax paid $5,190

Nebraska

26.0% effective
$73,980
net on $100,000 · tax paid $5,200

California

26.2% effective
$73,836
net on $100,000 · tax paid $5,344

Maine

26.3% effective
$73,680
net on $100,000 · tax paid $5,500

New Jersey

26.3% effective
$73,680
net on $100,000 · tax paid $5,500

Idaho

26.5% effective
$73,485
net on $100,000 · tax paid $5,695

Montana

26.7% effective
$73,280
net on $100,000 · tax paid $5,900

Hawaii

26.8% effective
$73,180
net on $100,000 · tax paid $6,000

Minnesota

26.8% effective
$73,180
net on $100,000 · tax paid $6,000

South Carolina

26.8% effective
$73,180
net on $100,000 · tax paid $6,000

Vermont

26.8% effective
$73,180
net on $100,000 · tax paid $6,000

District of Columbia

27.3% effective
$72,680
net on $100,000 · tax paid $6,500

Oregon

27.8% effective
$72,180
net on $100,000 · tax paid $7,000

Related pages

→ Salary breakdowns

$35,000–$250,000: what each salary keeps, month by month.

→ Compare two states

Texas vs California, Florida vs New York — net pay and rent side by side.

→ City living costs

60 cities: median rent against local take-home pay.

→ Hourly pay

$15–$85 an hour converted to yearly take-home.

Questions

Which state keeps the most?

9 states charge no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming — $7,000 more kept on $100,000 than in Oregon.

Why does the map use effective tax?

Marginal brackets mislead. Effective tax is the share of gross salary actually paid once federal, FICA and state tax are added up — the only number you can compare across states.

Is property or sales tax included?

No — this page is income only. Sales and property taxes vary by city and by what you buy, so they are covered separately on the city pages.

Where do the numbers come from?

2026 federal brackets, the standard deduction, the Social Security wage cap and each state's own tax model — all computed by the same engine that generates every page on this site (last run: Aug 2026 rent data, 2026 tax rules).

Sources & method

Figures on this page are planning estimates built from published IRS tables and state agency rates; they are not tax advice. How we build and check these estimates · Edited by: · Last updated: 2026-11-09