AfterTaxLabNet take-home pay by state (2026): all 51 states ranked
At a $75,000 salary a single filer keeps $61,592 in Alaska and $56,342 in Oregon — a $5,250 difference for exactly the same gross pay. The 51-state average is $58,668.
Alaska · $61,592
Alaska $61,592 · Florida $61,592 · Nevada $61,592 · New Hampshire $61,592 · South Dakota $61,592
Oregon · $56,342
Oregon $56,342 · District of Columbia $56,717 · Vermont $57,092 · South Carolina $57,092 · Minnesota $57,092
All 51 states, ranked by take-home pay
Single filer, no dependants, no pre-tax contributions. "Effective" is total tax (federal + state + FICA) as a share of gross. Last column: how far each state falls short of the best state on the same $75,000 salary.
| # | State | Net at $50,000 | Net at $75,000 | Net at $100,000 | Effective tax | Gap vs best |
|---|---|---|---|---|---|---|
| 1 | Alaska | $42,355 | $61,592 | $79,180 | 17.9% | — |
| 2 | Florida | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 3 | Nevada | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 4 | New Hampshire | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 5 | South Dakota | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 6 | Tennessee | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 7 | Texas | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 8 | Washington | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 9 | Wyoming | $42,355 | $61,592 | $79,180 | 17.9% | $0 |
| 10 | Arizona | $41,105 | $59,717 | $76,680 | 20.4% | $-1,875 |
| 11 | North Dakota | $40,905 | $59,417 | $76,280 | 20.8% | $-2,175 |
| 12 | Louisiana | $40,855 | $59,342 | $76,180 | 20.9% | $-2,250 |
| 13 | Ohio | $40,855 | $59,342 | $76,180 | 20.9% | $-2,250 |
| 14 | Indiana | $40,830 | $59,304 | $76,130 | 20.9% | $-2,288 |
| 15 | Pennsylvania | $40,820 | $59,289 | $76,110 | 20.9% | $-2,303 |
| 16 | Iowa | $40,455 | $58,742 | $75,380 | 21.7% | $-2,850 |
| 17 | Kentucky | $40,355 | $58,592 | $75,180 | 21.9% | $-3,000 |
| 18 | California | $41,099 | $58,561 | $73,836 | 21.9% | $-3,031 |
| 19 | Michigan | $40,230 | $58,404 | $74,930 | 22.1% | $-3,188 |
| 20 | North Carolina | $40,230 | $58,404 | $74,930 | 22.1% | $-3,188 |
| 21 | Arkansas | $40,155 | $58,292 | $74,780 | 22.3% | $-3,300 |
| 22 | Colorado | $40,155 | $58,292 | $74,780 | 22.3% | $-3,300 |
| 23 | Delaware | $40,105 | $58,217 | $74,680 | 22.4% | $-3,375 |
| 24 | Kansas | $40,105 | $58,217 | $74,680 | 22.4% | $-3,375 |
| 25 | Virginia | $40,105 | $58,217 | $74,680 | 22.4% | $-3,375 |
| 26 | Utah | $40,080 | $58,179 | $74,630 | 22.4% | $-3,413 |
| 27 | New York | $40,210 | $58,072 | $74,228 | 22.6% | $-3,520 |
| 28 | Mississippi | $40,005 | $58,067 | $74,480 | 22.6% | $-3,525 |
| 29 | Oklahoma | $39,980 | $58,029 | $74,430 | 22.6% | $-3,563 |
| 30 | Missouri | $39,955 | $57,992 | $74,380 | 22.7% | $-3,600 |
| 31 | West Virginia | $39,945 | $57,977 | $74,360 | 22.7% | $-3,615 |
| 32 | New Mexico | $39,905 | $57,917 | $74,280 | 22.8% | $-3,675 |
| 33 | Illinois | $39,880 | $57,879 | $74,230 | 22.8% | $-3,713 |
| 34 | Alabama | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 35 | Connecticut | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 36 | Maryland | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 37 | Massachusetts | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 38 | Rhode Island | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 39 | Wisconsin | $39,855 | $57,842 | $74,180 | 22.9% | $-3,750 |
| 40 | Georgia | $39,760 | $57,699 | $73,990 | 23.1% | $-3,893 |
| 41 | Nebraska | $39,755 | $57,692 | $73,980 | 23.1% | $-3,900 |
| 42 | Maine | $39,605 | $57,467 | $73,680 | 23.4% | $-4,125 |
| 43 | New Jersey | $39,605 | $57,467 | $73,680 | 23.4% | $-4,125 |
| 44 | Idaho | $39,507 | $57,321 | $73,485 | 23.6% | $-4,271 |
| 45 | Montana | $39,405 | $57,167 | $73,280 | 23.8% | $-4,425 |
| 46 | Hawaii | $39,355 | $57,092 | $73,180 | 23.9% | $-4,500 |
| 47 | Minnesota | $39,355 | $57,092 | $73,180 | 23.9% | $-4,500 |
| 48 | South Carolina | $39,355 | $57,092 | $73,180 | 23.9% | $-4,500 |
| 49 | Vermont | $39,355 | $57,092 | $73,180 | 23.9% | $-4,500 |
| 50 | District of Columbia | $39,105 | $56,717 | $72,680 | 24.4% | $-4,875 |
| 51 | Oregon | $38,855 | $56,342 | $72,180 | 24.9% | $-5,250 |
Nine states levy no income tax on wages (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) — they top the list because federal tax and FICA are identical everywhere. California, Hawaii, Oregon and the District of Columbia sit at the bottom: they combine high marginal rates with local surcharges. Rent and cost of living are deliberately excluded here; a low tax state can still leave you with less money after housing. See our per-state data tables and the full comparison page for that.
Free to cite, quote or republish
You may use these figures with attribution. Suggested citation:
AfterTaxLab (2026). Net take-home pay by state, 2026 — all 51 states ranked. Retrieved 2026-09-21 from https://www.aftertaxlab.com/data/net-pay-rankings-2026
Machine-readable: net-pay-rankings-2026.csv · engine: tax-2026.js · method: IRS Rev. Proc. 2025-32 federal brackets + 2026 state schedules, FICA at the 2026 wage base ($184,500 Social Security cap). Figures are a planning model, not tax advice.
Method and sources
Every number above is produced by the same engine that powers our calculator: gross salary in, federal income tax, state income tax, Social Security and Medicare out. Federal brackets, the standard deduction and the Social Security wage base are the 2026 figures published in IRS Rev. Proc. 2025-32; state schedules come from each state's revenue department (2026 where published, latest official otherwise) and the District of Columbia. States whose schedules we model as progressive use their real brackets; states with flat or zero rates are labelled on their own page. No figure on this page is copied from another site.
Which state has the highest take-home pay in 2026?
At $75,000 of gross salary, Alaska leaves a single filer with $61,592 — the highest of the 51. Every state in the top five levies no income tax on wages, so the difference comes purely from the state line: federal tax and FICA are the same everywhere.
How much does the state really change my paycheck?
$5,250 a year at $75,000 between the best and worst state — roughly $438 a month. At $100,000 the spread widens, because higher earners hit progressive state rates; at $50,000 it narrows.
Why is my state not first if it has no income tax?
Nine states have no wage income tax, so they cluster at the top of this table and their net pay is identical — the ranking inside that group is alphabetical. If your state appears lower, it charges income tax; check its own page for the bracket breakdown.
Does this include rent or cost of living?
No. This table is tax only, on purpose: it isolates the state tax line. Housing changes the picture a lot (see the city cost pages and the per-state rent columns), and a no-tax state with expensive housing can leave you with less than a moderate-tax state with cheap rents.