AfterTaxLab AfterTaxLab Calculator
Tax year 2026 · two countries, two engines · no rate baked in

Tampa, FL vs Perth, Australia: $100,000 against A$100,000

Comparing the financial outcomes of a career in Tampa, Florida, against one in Perth, Australia, requires a clear view of how different jurisdictions handle the same gross annual base. At a base of 100,000 in local currency, the tax obligations diverge significantly based on regional policies. This analysis provides a transparent look at how the payroll process functions in each location, highlighting the specific deductions that shape the final amount a worker keeps for their own discretionary use after taxes.

Tampa, FL · United States

No state income tax on wages

State income tax
$0
0.00% of gross
Take-home / year
$79,180
79.2% of gross
Federal income tax
$13,170
same for every US state
FICA
$7,650
SS $6,200 + Medicare $1,450
Monthly rent used for this side: $2,001 — ZORI metro value for Tampa, FL (2026-08-31)
Take-home after a year of rent: $55,168 — $24,012 of rent a year
Perth · Australia

Australia payroll deductions (2026 model)

Income tax
A$20,788
Perth engine output
Take-home / year
A$77,212
77.2% of gross
Total deducted
A$22,788
22.8% of gross
Take-home / month
A$6,434
annual ÷ 12
Assumptions on this side: Resident for tax purposes, low income tax offset applied, Medicare levy with the simplified low-income exemption.
No rent, cost-of-living or price data is published for Perth on this site — that column is deliberately empty rather than estimated.
⚖️
Same headline numerals, two different tax systems.

On $100,000 the US side gives up $20,820 (20.8% of gross) through federal tax, FICA and the Florida state line. On A$100,000 the Australia side gives up A$22,788 (22.8% of gross) through income tax and payroll contributions. Take-home is $79,180 versus A$77,212 — and the currencies are not the same, so the honest next step is the live rate below, not a verdict from these two numbers alone.

Live exchange rate — nothing is baked into this page

$79,180 vs A$77,212 — what does that mean in one currency?

This page stores no exchange rate. Your browser fetches the European Central Bank reference rate for AUD/USD the moment the script runs, so the converted line below is true at the rate of that day and not at a rate this page froze months ago. Nothing above changes: the tax figures are published in their own currencies because that is what the two engines actually compute.

AUD → USD (live ECB)
—
fetching the live ECB rate…
Perth take-home in USD
—
A$77,212 converted
Tampa take-home
$79,180
from the US engine, unchanged
Gap, in USD
—
once the live rate is in

Without JavaScript the conversion cannot run — the two columns stay in AUD and USD, which is exactly why every figure on this page is published in local currency.

A currency conversion is not a purchasing-power comparison. It tells you what the other salary is worth in dollars at one moment, not what it buys in Perth. Groceries, transport, healthcare and — above all — rent differ, and this site holds no rent series outside the United States.
Side by side

$75,000, $100,000 and $150,000 against A$75,000, A$100,000 and A$150,000

Each row compares the same rung of the two ladders — the numerals are held equal on purpose so that what you see moving is the tax rule, not the currency. The percentage columns are the share of gross that reaches the worker. No exchange rate is applied to these numbers.

US grossTampa, FL take-homeKeptAustralia grossPerth take-homeKept
$75,000 USD$61,59282.1%A$75,000 AUDA$60,21280.3%
$100,000 USD$79,18079.2%A$100,000 AUDA$77,21277.2%
$150,000 USD$113,79175.9%A$150,000 AUDA$110,16273.4%
US side: single filer, no pre-tax contributions, 2026 IRS rules, Florida state treatment — no state income tax on wages. Australia side: Resident for tax purposes, low income tax offset applied, Medicare levy with the simplified low-income exemption.
Full ladder, both engines

Australia deductions beside the US ones, step by step

Eight rungs, all computed by the two engines on this page's build — nothing in this table is typed by hand. The non-US rungs use the same numerals as the US rungs, in the local currency.

US gross (USD)Florida state taxUS take-homeAustralia gross (AUD)Australia deductedPerth take-home
$35,000$0$30,302A$35,000A$2,688A$32,312
$50,000$0$42,355A$50,000A$6,538A$43,462
$75,000$0$61,592A$75,000A$14,788A$60,212
$100,000$0$79,180A$100,000A$22,788A$77,212
$125,000$0$96,703A$125,000A$30,788A$94,212
$150,000$0$113,791A$150,000A$39,838A$110,162
$200,000$0$148,927A$200,000A$60,138A$139,862
$250,000$0$183,182A$250,000A$83,638A$166,362

The Florida line comes from the published 2026 state model used by the calculator.

Where the Australia deduction actually goes

A$100,000 gross in Perth: the Australia stack

Every line below is an output of au/calculator-au.js at A$100,000 — the same file the Australia calculator loads in your browser.

ComponentAmount
Income tax — 16% from A$18,200 to A$45,000 · 30% to A$135,000 · 37% to A$190,000 · 45% above, after the Low Income Tax OffsetA$20,788
Medicare levy 2% (simplified low-income exemption)A$2,000
Take-home per yearA$77,212
Take-home per monthA$6,434
Australian income tax, the Medicare levy and the offset are federal: the engine gives the same figure in Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra. State payroll tax and stamp duty sit outside this model.

Source of this block: Australia engine au/calculator-au.js — resident bands 0/16/30/37/45%, Low Income Tax Offset, Medicare levy 2%.

Rent reality — US side only

What $100,000 leaves in Tampa, FL after a year of rent

Rent is the largest line most workers cannot move, so the take-home gap is only half the story. This site publishes rents for US metros only: there is no rent series for Perth, Australia, so this section deliberately covers one side instead of guessing the other. Source: Zillow Research ZORI (Metro), kamuya açık araştırma dosyası · ay: 2026-08-31.

SideMonthly rentAnnual rent% of grossTake-home after rent
Tampa, FL ZORI metro value for Tampa, FL$2,001$24,01224.0%$55,168
Perth no rent data held for Australia————
Reading the trade-off

A year of rent in Tampa, FL is $24,012 — 24.0% of the gross salary on the table — leaving $55,168 of the US take-home.

The Australia column stays empty on purpose. A German or Dutch or Canadian rent figure would have to come from a proper source series; until this site holds one, the Perth side is a tax comparison, not a cost-of-living comparison.

Australian income tax, the Medicare levy and the offset are federal: the engine gives the same figure in Sydney, Melbourne, Brisbane, Perth, Adelaide and Canberra. State payroll tax and stamp duty sit outside this model.

Wider context on the US side

The same $100,000 in ten US states

Federal tax and FICA do not move between states; only the state line does. Florida is highlighted, and the last column is the gap against Tampa, FL.

StateState taxTake-home / yearDifference
Florida no income tax$0$79,180+$0
Texas no income tax$0$79,180+$0
California progressive$5,344$73,836$-5,344
New York progressive$4,952$74,228$-4,952
Washington no income tax$0$79,180+$0
Illinois flat 4.95%$4,950$74,230$-4,950
Colorado flat 4.40%$4,400$74,780$-4,400
Georgia flat 5.19%$5,190$73,990$-5,190
North Carolina flat 4.25%$4,250$74,930$-4,250
Live check — run either engine yourself

Try another salary on Tampa, FL or Perth

Tampa, FL take-home / year
$79,180
79.2% of gross
Perth take-home / year
A$77,212
77.2% of gross
Perth deducted
A$22,788
income tax + payroll
US deducted
$20,820
federal + FICA + state

Both sides run the same engines the site's calculators use: au/calculator-au.js on the Australia side and assets/js/tax-2026.js on the US side. The US selector starts on Tampa, FL; the Australia side is fixed to Resident for tax purposes, low income tax offset applied, Medicare levy with the simplified low-income exemption.

Planning estimates only — not tax advice. City, county and local taxes, credits and itemised deductions are excluded on the US side; Australia assumptions are listed above. No exchange rate is applied to these two boxes: each column stays in its own currency.
How it is calculated

Two engines, one salary each

Tampa, FL: assets/js/tax-2026.js — 2026 federal brackets, the $16,100 standard deduction, FICA with the $184,500 Social Security cap, and the Florida state model. Perth: au/calculator-au.js — Resident for tax purposes, low income tax offset applied, Medicare levy with the simplified low-income exemption. Both engines are the ones loaded by the site's own calculators, and both are checked at build time against tax-rules/2026.json.

In Tampa, the payroll deduction stack is dominated by federal obligations, specifically federal income tax and the FICA contributions that cover Social Security and Medicare. Because Florida imposes no state-level income tax, the only deductions affecting the paycheck are those mandated at the national level. The resulting take-home amount is 79,180 per year. By contrast, the Australian system in Perth utilizes a progressive tax bracket structure that scales with income. After applying the Low Income Tax Offset, the total income tax burden is 20,788. These distinct fiscal models dictate how much remains from a gross salary.

The deductions taken from a paycheck serve different social purposes in each location. In the United States, the FICA portion of 7,650 specifically funds future pension benefits through Social Security and public health coverage via Medicare. These are earmarked contributions designed to provide a safety net for workers in retirement or during medical emergencies. Conversely, the Australian deductions, including the 2,000 Medicare levy, contribute to a broad social safety net that encompasses public healthcare access. Both systems ultimately prioritize the pooling of resources to support public infrastructure and essential welfare services.

Using identical numerals in two distinct currencies provides an honest framework for comparing tax rules because it isolates the legislative structure from market volatility. This method prevents the distortion caused by fluctuating exchange rates, which can obscure the actual percentage of income taken by the state. This comparison is useful for understanding the bite of tax policy, but it stops being effective when considering purchasing power. Since the cost of goods and services varies wildly between Florida and Western Australia, this analysis should not be interpreted as a measure of standard of living.

Tampa, FL or Perth? What it means in practice

While the gross figures are identical in nominal terms, the tax burden reflects the unique social and fiscal priorities of each government. In Florida, the absence of a state-level income tax influences the total take-home pay, whereas the Australian system employs a tiered income tax structure combined with a dedicated Medicare levy. Understanding these differences is essential for anyone evaluating their net income potential. This page offers a breakdown of the specific tax components involved without providing personalized financial or tax advice.

In practice, this comparison illustrates the structural differences in tax law. For a resident in Tampa, the fiscal environment is defined by the absence of state-level income taxation, leaving more of the gross salary in the worker's control. A resident in Perth faces a higher total deduction percentage, which funds a different range of public services. These figures represent the baseline for tax planning, yet they do not account for individual circumstances such as private deductions, tax credits, or specific employer benefits that might further adjust the final net pay.

A common error when comparing these regions is assuming that an identical gross figure implies a similar lifestyle or purchasing power. While the tax percentages are mathematically comparable, they operate within entirely different economic ecosystems. Furthermore, people often overlook the role of employer-sponsored benefits that may exist outside of the standard tax regime. Because this page only analyzes the mandatory government deductions, it serves as a starting point for research rather than a final assessment of the total financial benefit of residing in either city.

Tampa, FL vs Perth: common questions

Why does Tampa have a higher take-home percentage than Perth?

The higher take-home pay is primarily due to the state-level tax policy in Florida, which does not impose an income tax on wages. This removes a layer of taxation that is present in the Australian system, where the total deduction reaches 22.8 percent of the gross salary.

What exactly does the FICA deduction cover in Tampa?

The FICA deduction, which amounts to 7,650, is split into two primary components. A portion goes toward Social Security to fund federal retirement benefits, while the remainder is allocated to Medicare for public health insurance for those eligible.

How does the Medicare levy work in the Perth tax model?

The Medicare levy is a separate tax of 2,000 that helps fund the Australian public healthcare system. While it is calculated separately from the standard income tax brackets, it remains a mandatory component of the total payroll deduction stack for residents.

Why is there no exchange rate used in this comparison?

Using an exchange rate would introduce market-based noise into a structural tax comparison. By keeping the numerals identical, the focus remains on the specific legislative rules of the US and Australian tax systems rather than currency market fluctuations.

What is the annual rent data for Tampa?

Based on Zillow research, the rent for Tampa is 24,012 per year. This figure is specific to that metro area and is provided to help visualize the impact of housing costs on net pay. There is no comparable data for Perth on this site.

Who might prefer the Tampa tax structure over the Perth model?

The Tampa model may appeal to workers who prioritize higher immediate take-home pay due to the absence of state income tax. However, the Perth model provides a different configuration of social services and public funding, which may be more attractive to those seeking a specific safety net.

Kaynak / Sources: US engine assets/js/tax-2026.js (2026 federal brackets, $16,100 standard deduction, FICA Social Security wage base $184,500) · Australia engine au/calculator-au.js — resident bands 0/16/30/37/45%, Low Income Tax Offset, Medicare levy 2% · rules of record tax-rules/2026.json (lastVerified 2026-09-16) · US rents: Zillow Research ZORI (Metro), kamuya açık araştırma dosyası (veri/kiralar.json, month 2026-08-31) — Tampa, FL only, no non-US rent series exists here · exchange rate: European Central Bank reference rates via api.frankfurter.app, fetched live in your browser, never stored on this page · every figure above is an output of these files, nothing is estimated by hand.

Sources & method

Figures on this page are planning estimates built from published IRS tables and state agency rates; they are not tax advice. How we build and check these estimates · Edited by: · Last updated: 2026-11-09