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Tax year 2026 · two countries, two engines · no rate baked in

Salt Lake City, UT vs Edmonton, Canada: $100,000 against C$100,000

This comparison examines how tax systems in Salt Lake City and Edmonton process a gross salary of identical numerals. By focusing on the structural differences between US federal-state taxation and the Canadian federal-provincial model, we isolate the impact of tax law on your annual take-home pay. This is not tax advice, and your specific financial situation may vary based on deductions or credits not covered in this generalized snapshot of payroll rules.

Salt Lake City, UT · United States

Flat 4.55% state income tax

State income tax
$4,550
4.55% of gross
Take-home / year
$74,630
74.6% of gross
Federal income tax
$13,170
same for every US state
FICA
$7,650
SS $6,200 + Medicare $1,450
Monthly rent used for this side: $1,641 — ZORI metro value for Salt Lake City, UT (2026-08-31)
Take-home after a year of rent: $54,938 — $19,692 of rent a year
Edmonton · Canada

Canada payroll deductions (2026 model)

Federal income tax
C$14,393
Edmonton engine output
Take-home / year
C$72,883
72.9% of gross
Total deducted
C$27,117
27.1% of gross
Take-home / month
C$6,074
annual ÷ 12
Assumptions on this side: Federal + provincial tax with basic personal amount credits, CPP/QPP and EI at 2026 maximums, no RRSP contribution.
No rent, cost-of-living or price data is published for Edmonton on this site — that column is deliberately empty rather than estimated.
⚖️
Same headline numerals, two different tax systems.

On $100,000 the US side gives up $25,370 (25.4% of gross) through federal tax, FICA and the Utah state line. On C$100,000 the Canada side gives up C$27,117 (27.1% of gross) through income tax and payroll contributions. Take-home is $74,630 versus C$72,883 — and the currencies are not the same, so the honest next step is the live rate below, not a verdict from these two numbers alone.

Live exchange rate — nothing is baked into this page

$74,630 vs C$72,883 — what does that mean in one currency?

This page stores no exchange rate. Your browser fetches the European Central Bank reference rate for CAD/USD the moment the script runs, so the converted line below is true at the rate of that day and not at a rate this page froze months ago. Nothing above changes: the tax figures are published in their own currencies because that is what the two engines actually compute.

CAD → USD (live ECB)
—
fetching the live ECB rate…
Edmonton take-home in USD
—
C$72,883 converted
Salt Lake City take-home
$74,630
from the US engine, unchanged
Gap, in USD
—
once the live rate is in

Without JavaScript the conversion cannot run — the two columns stay in CAD and USD, which is exactly why every figure on this page is published in local currency.

A currency conversion is not a purchasing-power comparison. It tells you what the other salary is worth in dollars at one moment, not what it buys in Edmonton. Groceries, transport, healthcare and — above all — rent differ, and this site holds no rent series outside the United States.
Side by side

$75,000, $100,000 and $150,000 against C$75,000, C$100,000 and C$150,000

Each row compares the same rung of the two ladders — the numerals are held equal on purpose so that what you see moving is the tax rule, not the currency. The percentage columns are the share of gross that reaches the worker. No exchange rate is applied to these numbers.

US grossSalt Lake City, UT take-homeKeptCanada grossEdmonton take-homeKept
$75,000 USD$58,17977.6%C$75,000 CADC$55,90874.5%
$100,000 USD$74,63074.6%C$100,000 CADC$72,88372.9%
$150,000 USD$106,96671.3%C$150,000 CADC$105,82170.5%
US side: single filer, no pre-tax contributions, 2026 IRS rules, Utah state treatment — flat 4.55%. Canada side: Federal + provincial tax with basic personal amount credits, CPP/QPP and EI at 2026 maximums, no RRSP contribution.
Full ladder, both engines

Canada deductions beside the US ones, step by step

Eight rungs, all computed by the two engines on this page's build — nothing in this table is typed by hand. The non-US rungs use the same numerals as the US rungs, in the local currency.

US gross (USD)Utah state taxUS take-homeCanada gross (CAD)Canada deductedEdmonton take-home
$35,000$1,593$28,709C$35,000C$6,020C$28,980
$50,000$2,275$40,080C$50,000C$10,457C$39,543
$75,000$3,413$58,179C$75,000C$19,092C$55,908
$100,000$4,550$74,630C$100,000C$27,117C$72,883
$125,000$5,688$91,015C$125,000C$35,179C$89,821
$150,000$6,825$106,966C$150,000C$44,179C$105,821
$200,000$9,100$139,827C$200,000C$63,800C$136,200
$250,000$11,375$171,807C$250,000C$84,832C$165,168

The Utah line comes from the published 2026 state model used by the calculator.

Where the Canada deduction actually goes

C$100,000 gross in Edmonton: the Canada stack

Every line below is an output of ca/calculator-ca.js at C$100,000 — the same file the Canada calculator loads in your browser.

ComponentAmount
Federal income tax (after the basic personal amount credit)C$14,393
Provincial income tax — Alberta bandsC$6,954
Canada Pension Plan (CPP 5.95% + CPP2 4%)C$4,646
Employment Insurance (EI)C$1,123
Take-home per yearC$72,883
Take-home per monthC$6,074
Canadian rates are provincial as well as federal, so the province is a real variable here, not a label. Toronto and Ottawa use Ontario, Vancouver uses British Columbia, Calgary and Edmonton use Alberta, Montreal uses Quebec (including the federal abatement and QPP).

Source of this block: Canada engine ca/calculator-ca.js — CRA 2026 federal bands 14/20.5/26/29/33% + Ontario/BC/Alberta/Quebec provincial bands, CPP YMPE C$74,600 and EI MIE C$68,900.

Rent reality — US side only

What $100,000 leaves in Salt Lake City, UT after a year of rent

Rent is the largest line most workers cannot move, so the take-home gap is only half the story. This site publishes rents for US metros only: there is no rent series for Edmonton, Canada, so this section deliberately covers one side instead of guessing the other. Source: Zillow Research ZORI (Metro), kamuya açık araştırma dosyası · ay: 2026-08-31.

SideMonthly rentAnnual rent% of grossTake-home after rent
Salt Lake City, UT ZORI metro value for Salt Lake City, UT$1,641$19,69219.7%$54,938
Edmonton no rent data held for Canada————
Reading the trade-off

A year of rent in Salt Lake City, UT is $19,692 — 19.7% of the gross salary on the table — leaving $54,938 of the US take-home.

The Canada column stays empty on purpose. A German or Dutch or Canadian rent figure would have to come from a proper source series; until this site holds one, the Edmonton side is a tax comparison, not a cost-of-living comparison.

Canadian rates are provincial as well as federal, so the province is a real variable here, not a label. Toronto and Ottawa use Ontario, Vancouver uses British Columbia, Calgary and Edmonton use Alberta, Montreal uses Quebec (including the federal abatement and QPP).

Wider context on the US side

The same $100,000 in ten US states

Federal tax and FICA do not move between states; only the state line does. Utah is highlighted, and the last column is the gap against Salt Lake City, UT.

StateState taxTake-home / yearDifference
Utah flat 4.55%$4,550$74,630+$0
Texas no income tax$0$79,180+$4,550
California progressive$5,344$73,836$-794
New York progressive$4,952$74,228$-402
Florida no income tax$0$79,180+$4,550
Washington no income tax$0$79,180+$4,550
Illinois flat 4.95%$4,950$74,230$-400
Colorado flat 4.40%$4,400$74,780+$150
Georgia flat 5.19%$5,190$73,990$-640
North Carolina flat 4.25%$4,250$74,930+$300
Live check — run either engine yourself

Try another salary on Salt Lake City, UT or Edmonton

Salt Lake City, UT take-home / year
$74,630
74.6% of gross
Edmonton take-home / year
C$72,883
72.9% of gross
Edmonton deducted
C$27,117
income tax + payroll
US deducted
$25,370
federal + FICA + state

Both sides run the same engines the site's calculators use: ca/calculator-ca.js on the Canada side and assets/js/tax-2026.js on the US side. The US selector starts on Salt Lake City, UT; the Canada side is fixed to Federal + provincial tax with basic personal amount credits, CPP/QPP and EI at 2026 maximums, no RRSP contribution.

Planning estimates only — not tax advice. City, county and local taxes, credits and itemised deductions are excluded on the US side; Canada assumptions are listed above. No exchange rate is applied to these two boxes: each column stays in its own currency.
How it is calculated

Two engines, one salary each

Salt Lake City, UT: assets/js/tax-2026.js — 2026 federal brackets, the $16,100 standard deduction, FICA with the $184,500 Social Security cap, and the Utah state model. Edmonton: ca/calculator-ca.js — Federal + provincial tax with basic personal amount credits, CPP/QPP and EI at 2026 maximums, no RRSP contribution. Both engines are the ones loaded by the site's own calculators, and both are checked at build time against tax-rules/2026.json.

In Salt Lake City, the payroll deduction stack is dominated by federal income tax and a standard FICA contribution covering social security and medicare. The Utah state tax is calculated as a single flat percentage applied to your gross earnings. This simplified approach provides a predictable state-level deduction. Employers withhold these amounts automatically, ensuring that the total tax liability is settled throughout the year. The state income tax for this specific salary level amounts to $4,550, which remains static regardless of your total income bracket or individual tax credits.

In Edmonton, the deduction stack includes federal and provincial income taxes, alongside mandatory contributions to the Canada Pension Plan and Employment Insurance. The provincial income tax for Alberta is determined by tiered bands, calculated after applying the basic personal amount. The federal portion is similarly adjusted by basic credits to arrive at the final withholding amount. These contributions are designed to fund specific national and provincial programs, including public healthcare access and retirement income security, which are structured differently than the US federal social insurance programs.

Using identical numerals in two distinct currencies is the most honest way to compare the mechanics of tax rules without the interference of volatile exchange markets. This method strips away the noise of currency fluctuations, allowing you to focus purely on the percentage of your gross pay captured by the government in each jurisdiction. This approach is useful for understanding the internal tax burden of each country. However, it is not a complete measure of purchasing power, as it ignores the specific costs of living.

Salt Lake City, UT or Edmonton? What it means in practice

In Utah, the tax burden is defined by a consistent federal levy alongside a flat state rate. Conversely, Edmonton residents face a tiered provincial system integrated with federal obligations. While both jurisdictions utilize payroll deductions to fund essential public services, the underlying composition of these costs differs significantly due to divergent social safety net structures. Understanding these mechanics provides clarity on why your net pay changes when comparing domestic tax environments in these two distinct North American cities.

In practice, this comparison highlights the different social contracts in play. While a worker in Salt Lake City sees a specific portion of their pay directed toward federal social insurance, an Edmonton resident contributes to a provincial-federal structure that supports universal health coverage and pension systems. After accounting for annual rent of $19,692 in Salt Lake City, the remaining take-home pay provides a different baseline for local expenses. Because there is no equivalent rent data available for Edmonton, this analysis stops at the net pay stage to avoid speculation.

A common mistake is assuming that identical gross numerals translate into identical standard-of-living experiences. Deductions in Edmonton include mandatory contributions that provide a different basket of public services compared to Utah. Furthermore, users often overlook how provincial tax bands in Canada shift based on total earnings, whereas the Utah state tax remains a flat percentage. Always verify your specific tax liability with a professional, as payroll models assume a single filer with no additional credits, which may not represent your personal tax profile.

Salt Lake City, UT vs Edmonton: common questions

Why is the Utah state tax a flat rate?

Utah utilizes a flat tax structure to ensure that the state-level deduction remains proportional to your income. This creates a predictable $4,550 charge at this income level, simplifying the state tax calculation compared to the multi-tiered systems found in many other jurisdictions.

What do the Canadian payroll deductions cover?

The deductions in Edmonton fund the Canada Pension Plan and Employment Insurance, which provide long-term retirement benefits and short-term income protection. These are separate from your income tax payments, which fund federal and provincial government operations and healthcare.

Can I use these figures to judge my budget?

These figures show the net pay resulting from tax laws, but they do not account for your personal expenses. While we note a yearly rent of $19,692 for Salt Lake City, you must research local housing costs in Edmonton independently as such data is not provided here.

Why is no exchange rate used in this comparison?

Applying an exchange rate would force a fluctuating value onto a static tax rule. Comparing the two sides using the same numerals allows you to see exactly how much of a 100,000-unit salary is captured by the tax authorities in each region.

How does the US social insurance stack differ?

The US stack includes FICA, which is comprised of Social Security and Medicare. This costs $7,650 for this salary level, serving as a federal requirement that is consistent across all US states, separate from any state-specific tax levies.

Who should move to which city based on these numbers?

These numbers represent tax obligations, not a recommendation for relocation. A worker should verify the local cost of living and specific job market conditions in both cities, as tax policy is only one factor in the overall financial picture of a move.

Kaynak / Sources: US engine assets/js/tax-2026.js (2026 federal brackets, $16,100 standard deduction, FICA Social Security wage base $184,500) · Canada engine ca/calculator-ca.js — CRA 2026 federal bands 14/20.5/26/29/33% + Ontario/BC/Alberta/Quebec provincial bands, CPP YMPE C$74,600 and EI MIE C$68,900 · rules of record tax-rules/2026.json (lastVerified 2026-09-16) · US rents: Zillow Research ZORI (Metro), kamuya açık araştırma dosyası (veri/kiralar.json, month 2026-08-31) — Salt Lake City, UT only, no non-US rent series exists here · exchange rate: European Central Bank reference rates via api.frankfurter.app, fetched live in your browser, never stored on this page · every figure above is an output of these files, nothing is estimated by hand.

Sources & method

Figures on this page are planning estimates built from published IRS tables and state agency rates; they are not tax advice. How we build and check these estimates · Edited by: · Last updated: 2026-11-09